If you’ve heard it once, you’ve probably heard it many times before. The U.S. population is growing older at a faster rate, and those in the 65-and-over bracket are poised to outnumber those 18 and under by the midpoint of the next decade.But despite this emerging reality, programs that are designed

The newest weekly mortgage applications survey data, released Wednesday by the Mortgage Bankers Association (MBA) included the lowest mortgage rates in months, which created a stir in the number of applications.According to the MBA, rates for Federal Housing Administration (FHA) loans dipped to 6.42

Real estate investors bought fewer homes in the fourth quarter of 2024, with purchases falling to the lowest level for any fourth quarter since 2016, according to a new report from Redfin.Investors purchased 47,004 homes during the quarter, marking a 3.9% decline from Q4 2023, the steepest drop in a

President Donald Trump has moved the goalposts on Mexican and Canadian tariffs, but it’s not much solace for the homebuilding industry.The Trump administration announced Wednesday that it’s granting a one-month tariff exemption for automobiles from those two countries. The move came in consultation

One year ago, President Joe Biden delivered what would become his final State of the Union address to a joint session of Congress. Unusual for that moment was a briefing earlier in the day between reporters and key Biden administration leaders to discuss issues of increasing importance to voters inv

DALLAS, Texas — HousingWire is proud to announce the 2025 Finance Leaders, recognizing 40 of the most impactful finance executives in the mortgage and real estate industries. These leaders have demonstrated exceptional expertise in financial strategy, capital management, and operational efficiency,

Leading mortgage technology provider Uplist recently announced a new integration with fellow tech firm Polly. This move grants loan officers access to real-time insights that are designed to improve borrower assistance and engagement.Loan officers on the Uplist platform can now leverage Polly’s prod

A large majority of homeowners (88%) have concerns about selling their homes, with financial uncertainty and housing market conditions ranking among their top fears, according to a recent survey by Clever Real Estate.The survey, which polled 1,000 homeowners at the end of 2024, found that the most c

Homes in the District of Columbia were historically known for having vibrant paint colors that represented the individuality of each resident among the city’s diverse population.Washington, D.C., was once known as the “Chocolate City” due to its large population of Black residents. Now, that history

Just over a month in to his second presidential term, President Donald Trump capped his remarkable return by delivering a high-profile address to a joint session of Congress.As is typical for most such addresses — not technically a State of the Union address in this case — housing was not a core foc

Affordability challenges, high mortgage rates and low for-sale inventory have created a housing market that’s making life difficult for large brokerages. This makes it a curious time to invest in one. But that’s what Stone Point Capital did Monday by taking a stake in Keller Williams, a move that is

The Department of Justice (DOJ) raised some eyebrows when it hinted that buyer representation agreements, if used as mandated in the National Association of Realtors’ (NAR) commission lawsuit settlement, may be a source of future antitrust litigation based on its statement of interest in the Sitzer/

Top five reverse mortgage lender Finance of America (FOA) announced on Tuesday the hiring of two new executive leaders to modernize the company’s digital and customer experience strategies.The hires are designed to bolster the company’s efforts to “accelerate its strategy of redefining the reverse m

Xactus has become the first technology partner to introduce the FICO Score Mortgage Simulator, a new tool designed to help lenders and borrowers understand how credit decisions impact mortgage eligibility.The simulator, developed by FICO, is the only mortgage industry tool that uses FICO scores and

Floify has introduced Dynamic Apps, a new feature that allows mortgage lenders to customize loan applications based on loan type. The no-code tool aims to simplify the application process for borrowers while ensuring regulatory compliance and expediting approvals.“We see allowing lenders to collect

A 10% reduction in title insurance premiums was recently ordered by the Texas Department of Insurance (TDI), with the regulator citing profit ratios that were deemed to be excessive. The mandate is set to go into effect July 1.Texas insurance commissioner Cassie Brown’s office laid out what led to t

Rural areas are often in need of different kinds of expertise that is easier to find in urban areas, but they can also provide more value for homebuyers and a sense of community that is difficult to replicate in other, more populated areas of the U.S.This is according to a syndicated article origina

The U.S. Department of the Treasury announced that it will not be handing down penalties stemming from violations of the beneficial ownership information (BOI) reporting rule as part of the Corporate Transparency Act (CTA).According to a press release, the Treasury will not enforce any penalties or

Over the weekend, the Trump administration issued an executive order containing two actions: to increase domestic timber supply and move away from imported wood, and to investigate the potential risks that timber imports pose for national security. The president also proposed an expansion in tree cu