If the GSEs exit conservatorship, what’s the impact on mortgage servicers?

The Trump administration is expected to try to remove the government-sponsored enterprises (GSEs) from conservatorship, but it probably won’t be fast and it probably won’t be without considerable strife.At the Mortgage Bankers Association (MBA)’s Servicing Solutions Conference & Expo in Dallas on Th
Read MoreElizabeth Warren urges White House to ‘unfreeze’ CFPB

The Consumer Financial Protection Bureau (CFPB)’s staff on Monday were ordered to stop working by the bureau’s new acting director, U.S. Treasury Secretary Scott Bessent. But Sen. Elizabeth Warren (D-Mass.), ranking member on the Senate Committee for Banking Housing and Urban Affairs, is urging Bess
Read MoreREsides announces partnership with proptech platform Rayse

REsides, which bills itself as an online, “borderless” MLS — announced Thursday that it’s partnering with startup proptech platform Rayse. REside members will have early access to the platform and all of its communication-focused features.The Rayse platform is designed to make agent-client relations
Read MoreSean Soderstrom’s Vision for Optimizing Recruiting, Retention, and Performance

The HousingWire award spotlight series highlights the individuals and organizations that have been recognized through our Editors’ Choice Awards. Nominations for HousingWire’s 2025 Rising Stars Award are open now through February 28, 2025. Click here to nominate.Sean Soderstrom, co-founder and CEO o
Read MoreMortgage servicers plan for a de-fanged CFPB

Here’s a hypothetical scenario: Let’s say the staffers at the Consumer Financial Protection Bureau (CFPB) remain forbidden to work until Jan. 21, 2029. What would the mortgage servicing regulation landscape look like?At the Mortgage Bankers Association‘s Servicing 2025 Expo in Dallas on Wednesday, t
Read More28 real estate niches brimming with potential

Become the go-to expert in one of these real estate niches and parlay your expertise into a more lucrative and satisfying career. While casting a wide net can sometimes be a helpful strategy, you set yourself up to compete with every agent vying for the same listings and buyer clients. By becoming h
Read MoreWhat awaits new HUD Secretary Scott Turner?

Scott Turner, President Trump’s nominee for Secretary of the U.S. Department of Housing and Urban Development (HUD), was confirmed today by the U.S. Senate by a vote of 55-44 and was sworn in as the 19th HUD secretary, taking the helm of the sixty-year-old agency at an extraordinary time.The challen
Read MoreBetter announces ‘Better Forever’ borrower loyalty program

Digital mortgage lender Better on Wednesday announced the launch of a loyalty program dubbed “Better Forever.”The program is designed to reward customers by waiving origination fees on future refinance or purchase loans. Customers who previously funded a loan through Better on or after Jan. 1, 2019,
Read MoreHECM endorsements, HMBS issuance see relatively little movement to start 2025

The reverse mortgage industry was more than ready to turn the corner from the tumult of 2024. And the first month of 2025 brought technical positivity in key performance metrics while still remaining relatively unchanged overall.Home Equity Conversion Mortgage (HECM) endorsements increased by 0.6% f
Read MoreFamily caregivers who support older relatives are on the rise due to aging-in-place preferences

The number of family caregivers who support older relatives in either home-based or residential care settings increased by 32% between 2011 and 2022 — a sharp rise that can be attributed to an increase in the number of caregivers living with recipients. Researchers also say this could be partially t
Read MoreForeclosures are drying up — and it’s showing in sales data

Foreclosure activity has declined significantly since the housing crisis of the late 2000s, and distressed home marketplace Auction.com reported this week that it expects the number of foreclosure-auction sales in 2025 to drop to the second-lowest total on record.California-based Auction.com publish
Read MoreRedfin: Single people struggle the most in today’s housing market

Expensive mortgages, rents and other housing expenses are already challenging for many Americans. But facing things alone presents a bigger challenge for single individuals, according to a report released Wednesday by Redfin.The report from the Seattle-based real estate brokerage highlighted househo
Read MoreNew college grad earns $565K using these two key strategies

The formula for success in real estate couldn’t be more straightforward. Do simple things every day — and do them 10% better than the average agent. Fancy fails. Simple scales. Why only 10% better and not 60% better? Let’s not sugarcoat reality. Seventy percent of Realtors in your market are terribl
Read MoreThe state of US homeownership: Younger buyers hold the key
Today, the Census Bureau reported the homeownership rate at 65.7%. Are we becoming a renter nation like many people are saying? Let’s look at the data.Household formationLet’s first talk about household formation. I have a simple model (even more appropriate before Valentine’s Day). My American hous
Read MoreAltos founder Mike Simonsen on housing market trends and growth predictions

In this week’s episode of the RealTrending podcast, host Tracey Velt is joined by Altos Research founder and president Mike Simonsen to discuss expectations for the housing market and the impact of the Trump administration’s policies.This conversation has been edited for length and clarity. To start
Read MoreNew York bill would require reverse mortgage lenders to strengthen consumer disclosures

A bill introduced in January to the New York state Senate is seeking to bolster the disclosures that reverse mortgage lenders make to potential clients in an effort to broaden their understanding of the product, as well as the obligations that a borrower assumes when engaging with the industry. This
Read MoreEnforcement experts fear the wild west of a weaker CFPB

Scott Bessent, the new secretary of the Department of the Treasury under the Trump administration, made headlines twice on Monday — once for his appointment as acting director of the Consumer Financial Protecture Bureau (CFPB) and again for his order to CFPB staff to halt all bureau activities.Accor
Read MoreArrival Home Loans partners with fintech zavvie

Arrival Home Loans on Tuesday announced a partnership with zavvie — a fintech company that specializes in bringing liquidity to residential real estate — in an effort to enhance the homebuying experience for its customers.The collaboration combines Arrival Home Loans’ niche in owner-occupied bridge
Read MoreRCN Capital acquires BLN Software

Nationwide private lender RCN Capital on Tuesday announced the acquisition of BLN Software, which offers a loan origination system and loan management system for the private mortgage lending industry.The announcement from Connecticut-based RCN said that “the lender is looking to provide even more ro
Read MoreTrump’s first-term budget requests could foreshadow the future of HUD funding
President Donald Trump has wasted no time implementing his agenda, having signed a flurry of executive orders and memos last week, including some that have a direct impact on the housing industry.He began last week with a memo calling for a blanket freeze on foreign aid and federal grants. A day lat
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