The homebuilders’ 2025 supply and demand problem
New home sales grew over last month in the latest Census report, but homebuilders are now facing a supply issue — their inventory is building up. This is the reason why housing starts are at recession levels today. Monthly new home sales have been stagnant for the past two years. When mortgage rates
Read MoreMortgage groups push FHA for loss mitigation extension

A coalition of six organizations representing mortgage companies and borrowers has sent a letter to the Federal Housing Administration (FHA), urging the extension of the current loss-mitigation waterfall to February 2026 while updates to the agency’s servicing handbook are discussed and implemented.
Read MoreWhat it’s like connecting reverse mortgage professionals with forward lending partners

Over the past year, members of the reverse mortgage industry have been making a more concerted effort to connect with their counterparts in the forward mortgage space. The efforts have not gone unnoticed as more forward mortgage companies — particularly in an elevated rate environment — have started
Read MoreRocket’s counterpunch: Calling Out HUD and the DOJ

In October, the Department of Justice (DOJ) made headlines when they sued Rocket Mortgage for housing discrimination in the form of exhibiting alleged appraisal bias. Linking the nation’s largest home lender to the actions of an independent appraiser may have been an effective way to garner national
Read MoreNatural disasters push mortgage delinquencies to three-year high

Natural disasters drove mortgage delinquencies in November to their highest level in three years, according to a report by ICE. Industry experts advise closely monitoring the trend but note that the share of borrowers missing payments remains low compared to the long-term average. Concerns are mainl
Read MoreRE/MAX wants to be the place that new agents thrive

RE/MAX frequently touts the experience and productivity of its agents, 135 of which made the 2024 RealTrends Verified + Tom Ferry The Thousand — more than any other brokerage. In 2025, however, the real estate franchisor is looking to welcome in and foster the next generation of top agents.According
Read MoreSafeguarding sensitive data: Essential practices for businesses

In today’s interconnected digital landscape, information sharing is a fundamental aspect of business operations. However, the exchange of data comes with inherent cybersecurity risks, making it vital for organizations to adopt robust measures to protect sensitive information. This installment of the
Read MoreloanDepot’s Frank Martell on building lifelong consumer relationships through technology

In this week’s episode of the Power House podcast, HousingWire President Diego Sanchez sits down for a tantalizing conversation with Frank Martell, the president and CEO of loanDepot, to discuss the company’s profitability in the third quarter of 2024 and its Project North Star growth plan for 2025.
Read MoreHousing market data positive despite Powell’s Grinch act
Federal Reserve Chairman Jerome Powell played the Grinch last week for the housing market, sending mortgage rates higher after his remarks at the Fed presser on Wednesday. Despite this, we had positive data on existing home sales, purchase applications, and our weekly pending contract figures. Total
Read MoreTwo charts that explain why Texas housing markets have stalled
Relatively cheap housing, low taxes, looser COVID-19 restrictions and an influx of major employers turned Texas housing markets into hotspots after the pandemic began in March 2020. There weren’t many metro areas that rivaled the boom in Austin. The emerging technology sector brought wealth from the
Read More5 best online Florida estate schools for 2025

Ready to begin a flexible, fulfilling real estate career in the Sunshine State? You should know that Florida requires 63 hours of prelicensing coursework at an approved school before you can sit the Florida state exam to get licensed. Our list of top Florida real estate schools has a feature-rich co
Read MoreAnywhere settles lawsuit tied to Telephone Consumer Protection Act complaint

After more than five years of back and forth, Anywhere and the plaintiffs in the Bumpus Telephone Consumer Protection Act (TCPA) suit have finally reached a proposed settlement.According to a notice filed last week and entered into the court docket on Thursday, the parties have reached a “class-wide
Read MoreInvestor purchases are sinking with the housing market at large
Home sales in 2024 have been well below historic norms. Higher prices, higher mortgage rates and limited inventory are making for a slow market among buyers and sellers alike.Real estate investors tend to be more insulated from these dynamics, particularly from mortgage rates, as they are more likel
Read MoreKeller Williams expands in Milwaukee with addition of Houseworks Collective

Austin-headquartered Keller Williams has expanded its presence in Wisconsin. The brokerage announced this week that it has added the Milwaukee-based Houseworks Collective real estate team. The deal brings 15 agents and more than $60 million in annual sales volume to Keller Williams. Houseworks will
Read MoreTrade groups push for flood insurance extension ahead of potential government shutdown

With a federal government shutdown looming, a coalition of 12 organizations representing the housing and insurance sectors has sent a letter to Congress, urging an extension of the National Flood Insurance Program (NFIP) that is set to expire on Friday.“Another lapse of the NFIP will leave millions
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In a recent episode of the HousingWire Daily podcast, Editor in Chief Sarah Wheeler sits down with Bill Emerson, president of Rocket Companies, to discuss its recent lawsuit against the U.S. Department of Housing and Urban Development (HUD) and the principle of appraisal independence for lenders. Th
Read More What real estate leaders need to know about the 2025 housing market

Despite 2025 housing market predictions changing fast, there are still key themes and trends for real estate leaders to watch to best serve their clients and business. Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors and upcoming speaker at
Read MoreFHFA finalizes new housing goals for Fannie Mae, Freddie Mac

The Federal Housing Finance Agency (FHFA) this week announced a new final rule establishing affordable housing goals for the loan purchases of government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac from 2025 through 2027.The goals, originally proposed in August, are largely unchanged fro
Read MoreHomebuilders are using more buyer incentives since the election

The combination of the 2024 presidential election, anticipated future rate cuts, mortgage rate volatility and housing affordability challenges have led more potential homebuyers to stay on the sidelines. But a new report from Zonda says that after the election, consumers have started to regain their
Read MoreGinnie Mae exec who helped launch MBS issuer scorecard announces retirement

Leslie Meaux Pordzik, who serves as senior vice president for the Office of Issuer and Portfolio Management at Ginnie Mae, will retire from the government-owned corporation on Dec. 27, marking the conclusion of a 36-year career in the mortgage finance industry.Pordzik has spent the past 13 years at
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