HUD opens probe into Wells Fargo’s race-based mortgage programs

HUD says bank initiatives may violate the Fair Housing Act
Read MoreFICO to cut 15% of staff, reduce management layers

The move comes as regulators and large lenders are embracing competing credit score models
Read MoreNew $100 million Baltimore fund targets vacant housing pipeline

The Greater Baltimore Committee and Enterprise will launch a Funders’ Consortium in November
Read MoreProperty tax delinquency reaches highest level since 2017

North Dakota recorded the lowest rate at 1.4%, followed by Wisconsin (1.5%)
Read MoreHive MLS agents will soon be able to see buyer demand before a listing hits

Rollout starts in December for nearly 20,000 brokers and appraisers across 6 Southeastern states
Read MoreYour next buyer or seller may ask ChatGPT for an agent. Will your name come up?

An agent's own claims are only part of the information AI can use to evaluate that agent
Read MoreCivil rights groups warn private listings could widen housing inequities

The groups cite demographic gaps between sellers and first-time buyers, warning that withheld MLS exposure can advantage older, wealthier networks
Read MoreNon-QM is a fit, not a fallout

A growing share of loans are non-QM as bank statement and DSCR programs expand broker options
Read MoreThe return of the specialist: Why a more fragmented mortgage market favors active management

Cross-sector relative value, from agency MBS to whole loans and RMBS, can persist as mandates limit capital mobility
Read MoreVishal Garg lays out Better 2.0 plan during shareholder call

Daniel Lewis was removed as interim CEO effective Oct. 5, per an SEC filing
Read MoreSeniors aren’t keeping up with their credit card debt. Reverse mortgages can help

As credit card and HELOC balances grow, reverse mortgages and their voluntary payment structures should be considered
Read MoreTimberline Homes buy will push Champion deeper into retail

The Timberline Homes acquisition, Champion Homes' third acquisition since 2025, signals a growing emphasis on direct-to-consumer sales
Read MoreCRMLS went on offense against Compass. Will other MLSs follow?

Industry leaders weigh in as CRMLS seeks to stop Compass from challenging MLS rules in court
Read MoreUpstate New York bucking national housing slowdown

Planned tech development is expected to bring even more buyers to upper New York
Read MoreUWM moves to dual-score model, auto-selects best result

Lender will obtain both FICO and VantageScore on every credit pull
Read MoreRocket Mortgage names Nicole Beattie chief servicing officer

Move comes as Rocket’s servicing book tops $2 trillion and 9.1 million loans
Read MoreARM reset wave set to crest in 2027, hit pockets of borrowers

ICE and Optimal Blue data point to a manageable wave of ARM adjustments
Read MoreWhat the latest rate hike means for you

The Fed lifted the target range by 25 bps to 3.75%–4%, but mortgage rates track long-term yields, not the Fed funds rate
Read MoreUAD 3.6 is almost here. Lenders need to move from awareness to production.

The new appraisal standard is more than a form update: Five actions can help lenders protect pipeline continuity and capture the benefits of better-structured collateral data
Read MoreBeyond mortgage rates: How community lenders can expand access to homeownership

The Federal Home Loan Banks’ Mortgage Partnership Finance® Program helps community lenders expand homeownership through liquidity, collaboration and targeted financing solutions
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