Before your borrower’s AI agent calls mine: Three questions mortgage servicers aren’t asking yet

A framework for disclosure, authentication and ongoing fitness in a world where the caller might not be a person at all
Read MorePending home sales are falling, but the slowdown isn’t hitting every market

Falling pending sales are revealing a more uneven housing market
Read MoreA Super El Niño is brewing — what it could mean for housing

California and the Gulf Coast are projected to be the main, but not only, impact areas
Read MoreCHLA backs Pulte plan for GSE credit score disclosures

Letter to FHFA says the added data could improve MBS transparency and reduce recurring credit score cost increases
Read MoreCompass’s Reffkin gives MLSs an ultimatum: Change listing rules or face lawsuits

Exclusive HousingWire coverage from CMLS: Reffkin said Compass could file antitrust suits by mid-October and set an October 6 deadline
Read MoreArchwest Capital closes $300M rated RTL securitization

Deal is backed by 218 loans, plus a $98.5M accumulation account and a two-year revolving structure
Read MoreZillow’s Samuelson: Undermining the MLS could bring regulators knocking

Exclusive coverage from CMLS: Samuelson cited Hill scrutiny of Compass and MRED and warned data restrictions could invite regulation
Read MoreTexas Mortgage Source: Reverse is the ‘largest underserved market in the business right now’

At AIME Fuse in Austin, Mark Hairston and Shara Parker shared successful borrower scenarios for unlocking nearly $15 trillion in U.S. senior home equity
Read MoreWhen pricing power disappears, builders have to find margin upstream

As incentives and input costs squeeze homebuilder margins, controlling product complexity earlier can create another lever for protecting profitability
Read MoreStockton Mortgage elevates founder David Stockton to CEO, names new president

Anthony Whiteside becomes president, while Scott Bristol joins as EVP of national sales
Read MoreThe promise and risk of AI in mortgage lending and secondary markets

SitusAMC’s Julia Curran explains why mortgage AI requires rigorous testing, subject-matter expertise and human oversight to deliver efficiency without introducing new risk
Read MoreThe ROAD to Housing Act: The latest milestone in the history of American public housing

With 860,000 public housing units remaining, Congress locks in RAD authorization and extends its reach as investment totals $28.4 billion
Read MoreYou may not just have one credit score

Fannie Mae and Freddie Mac now allow VantageScore 4.0 as an alternative to Classic FICO for eligible loans
Read MoreJudge denies Zillow’s motion to dismiss antitrust lawsuit

Court cites 35%-40% referral fees and claims of 60% audience share in denying Zillow’s motion to dismiss
Read MoreThe ‘choice market’ arrives as sellers face growing price pressure

Austin, Houston buyers gain choices as sellers cut prices
Read MoreNew homes still cost less than resales in many U.S. markets

Zillow reports that new homes in July sold at $205 per square foot, compared with $212 for existing homes
Read MoreSignature Homes thinks 100-day builds can win in a smaller market

Builder expects 530 closings and $430 million revenue in 2026, with 304 net orders in the first half
Read MoreFHFA says Fannie, Freddie will use one LLPA grid for FICO and VantageScore

Change follows lender feedback after VantageScore 4.0 was approved for eligible conventional loans earlier this month
Read MoreNRMLA says it will keep pushing for HECM insurance changes after remarks by Ginnie Mae president

NRMLA President Steve Irwin said the trade group will continue to lobby HUD, FHA on lowering the upfront mortgage insurance premium for federally insured reverse mortgages
Read MoreHome prices up 1.9% annually in July — energy, fuel costs loom

Seattle recorded the largest annual decline for the second consecutive month
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