What midterms could mean for Realtors and the housing market

Data points to close races to determine razor thin Senate and House majorities
Read MoreWill home equity investments take flight once their regulatory status is resolved?

With the MBA forecasting mortgage volume below $2 trillion in 2027, Point is framing HEIs as a viable business alternative
Read MoreNew American Funding adds Mullinix Mortgage Group

Mullinix ranked No. 32 on HousingWire’s Top Purchase Originators list with $197.2 million across 355 units
Read MoreThe real test of AI in property management happens the moment a human steps in

AI adoption rose to 58%, operators now focus on escalation rules that protect resident trust
Read MoreAppeals court sides with Ginnie Mae in Texas Capital Bank’s reverse mortgage lawsuit

The ruling is a signal to warehouse and DIP lenders that financing structures secured by HMBS-related tails may be vulnerable if Ginnie Mae exercises extinguishment remedies
Read MoreGSEs target income and occupancy to cut buyback risk

Mortgage giants are deploying tech to flag occupancy risk and income defects upfront
Read MoreAI can speed up permitting, but messy zoning data holds it back

Localities are turning to AI to fast-track permiting, but outdated or conflicting zoning text and maps still delay approvals
Read MoreWhen real estate listing scarcity becomes the strategy, who benefits?

A Zillow survey cited 74% of Hispanic sellers and 73% of Black sellers were steered to private networks, versus 24% of white sellers
Read MoreHUD officials offer an action plan to spark FHA lending

At MBA Annual, Matt Jones and Joe Gormley touched on ways to move the needle in FHA single-family mortgage originations
Read MoreRechat appoints Audie Chamberlain as chief industry officer

Chamberlain will also launch the company's brand champions and creator program
Read MoreCompass CEO defends private listings, says MLSs make homes look ‘damaged’

Reffkin said 43% of listings had a price drop history in September, and 6% were pulled off market
Read MoreSaluda Grade invests $20M in manufactured housing lender Zippy

Investment will help Zippy expand its 27-state footprint
Read MoreEvery servicing exception needs an owner and a clock

MBA data shows nonperforming servicing costs $1,573 per loan vs $176, exceptions can push costs higher
Read MoreHow equity buyouts work in a divorce refinance

Appraisal minus mortgage balance sets equity, but the buyout amount hinges on solo borrowing capacity
Read MoreMiami’s Little Havana confronts housing density’s double edge

Plan would allow up to 150 units per acre and 8-story buildings, while design rules and state review could extend timelines
Read MoreSome builders beat an entry-level retreat. Valera eyes an opening

A StoneManor Homes brand extension, Valera Homes will offer Houston-area homes priced from the $270s to the $350s
Read MoreHUD eyes 203(k) renovation changes to boost housing supply

Recent draw changes and a potential review of consultant requirements signal a refocus on the product
Read MoreThe MLS was built around sellers. Gitcha wants to change that

Founder Dan Cooper said five MLSs have signed on since early 2025, with more partnerships expected after contract reviews
Read MoreRyan Serhant’s AI bet could help agents create more content in less time

@HeySerhant will publish original content daily for the next 12 months
Read MoreOptimal Blue data shows non-QM lending, ARM usage is expanding

Non-QM represented 12% of production in September as the 30-year conforming rate ended the month at 7.39%
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