Fed vice chair pushes Basel regulatory shift to spur bank mortgage lending

Michelle Bowman, the Federal Reserve‘s vice chair for supervision, used a major industry forum to argue that Basel capital rules have helped to drive mortgage lending and servicing away from banks — and that it’s time to reconsider that approach. Addressing the American Bankers Association (ABA)’s 2
Read MorePropLogix launches FinCEN reporting service for title agents

PropLogix has launched a reporting service through the Financial Crimes Enforcement Network (FinCEN), offering help for title agents to comply with new federal rules. The Department of the Treasury’s Residential Real Estate Reporting Rule mandates reporting on certain residential property purchases
Read MoreHigh-producing St. Louis agent returns to Coldwell Banker

Real estate agent Kristin Sprague has rejoined Coldwell Banker Realty-Gundaker — returning to the brokerage where she began her career in 1995. Sprague has worked in the St. Louis metro area for more than 25 years. According to the most recent RealTrends Verified rankings, she remains among the most
Read MoreBeazer Homes’ key differentiator? Sustainability and innovation

Like it or not, for consumers in today’s market for a newly built home – especially younger, more price- and interest-rate sensitive ones – a home builder is a homebuilder is a homebuilder. Product, price, and location may reveal nuanced differences, and offer a finite toolbox of motivators – i.e. i
Read MoreAI powers land and lot search and zoning feasibility. Here’s how

“We have seen enormous innovation across residential and commercial real estate over the last decade, and it has been exciting to be part of many of those success stories. But there is one area of the built environment that still feels materially underbuilt. Land. ….… In many ways, land feels like t
Read MoreHow off-market deals and investor demand are reshaping residential real estate

The real estate market is experiencing a once-in-a-generation disruption, driven by forces that are fundamentally reshaping the role of agents and brokers. Semi-private deal networks, a growing class of small investors, legal and regulatory shifts and intensifying competition among online portals ar
Read MoreThe loan originator’s biggest challenge in 2026

Mortgage lenders have been here before. It’s a cyclical business, and most of the executives who are running firms in this industry have been through a cycle or two. The industry experiences a downturn, during which rates rise, affordability falls, and borrowers back away from the market. Eventually
Read MoreStop marketing moments; start designing systems

Here’s something I’ve been turning over in my head as we grind our way into Spring Selling 2026 — one that feels especially relevant for homebuilders and every functional leader who’s trying to steer a business through a tougher, noisier, more skeptical market: If your marketing only works when ever
Read MoreHousing demand snaps back as mortgage rates near 6%
With mortgage rates near 6% and the snow effect fading away, we got a rebound in the weekly housing demand last week. For me, this is more about the snow impact fading from the data line, as we also saw a pickup in new listings. Housing inventory picked up a smidge, and the year-over-year price cut
Read MoreQ4 2025 earnings for publicly traded mortgage, real estate and homebuilder companies

HousingWire reports on the quarterly earnings of publicly traded mortgage, real estate and homebuilder companies, offering a glimpse into the financial performance of key players in the housing market. As earnings results begin to be released for the fourth quarter of 2025, here’s a rundown of what’
Read MoreRadian announces exit of CFO Sumita Pandit, elevates finance leaders

U.S. mortgage insurer Radian Group Inc. said that president and chief financial officer Sumita Pandit is departing the company effective Thursday, according to filings with the Securities and Exchange Commission (SEC). Radian did not provide details on Pandit’s departure beyond mentioning that “in c
Read MoreHomeCode Reviews launching as ‘Yelp for real estate tech’

Real estate advisor and author Troy Palmquist is launching HomeCode Reviews, a peer-driven directory and review platform aimed at helping agents, teams and brokerages navigate the fast-growing world of real estate technology. Described by Palmquist as a “Yelp for real estate technology,” the platfor
Read MoreMortgage escrow misconceptions persist as payment amounts rise

Borrowers say they are confident in their understanding of mortgage escrow accounts, but misconceptions persist. And rising property taxes and homeowners insurance premiums continue to drive payment increases that many homeowners do not expect. These are the conclusions of a new survey from LERETA,
Read MoreSumitomo Forestry buys Tri Pointe, resetting the arc of homebuilder scale

Within a couple of weeks of exactly this time two years ago, the lead-in to a blockbuster $4.9 billion M&A deal involving a Japan-based acquirer of a national public homebuilding enterprise practically wrote itself: “A top-five-ranked U.S. homebuilding company doesn’t happen overnight…. Except when
Read MoreMortgage originators brace for rising costs as ban on abusive trigger leads nears

A ban on abusive trigger leads that’s set to take effect in early March is already driving up overall costs to acquire leads and putting pressure on mortgage originators’ business models, industry experts told HousingWire. Sources say this short-term shift is part of a broader set of trends — includ
Read MoreStewart Title NCS appoints Nevada leadership

Stewart Title National Commercial Services (NCS) has added a veteran Nevada title executive to oversee commercial operations in the state. The company announced that Ian Swainston has joined as vice president and operations manager — supporting commercial growth efforts across Nevada. Swainston brin
Read MoreOld Republic Title shifts direct operations to Qualia

Old Republic Title is moving its direct operations onto Qualia’s cloud-based platform, marking a technology shift for one of the nation’s largest title insurance underwriters. The rollout began with Oregon operations moving to Qualia’s system — with transition expected to continue across western sta
Read MoreMajor mortgage lenders report strong start for 2026 originations activity

Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy offi
Read MoreInvestor share of home purchases holds at 30% in 2025

Cotality reported Thursday that real estate investor activity in the U.S. single-family home market remained stable through 2025, accounting for 30% of all purchases, up slightly from 29% in 2024. Persistent housing unaffordability is keeping many owner-occupant buyers on the sidelines while fueling
Read MoreSocial Security planning could open the door for reverse mortgage conversations

Reverse mortgage professionals struggling with consumer hesitation may find their most effective entry point isn’t home equity, but rather Social Security. That was the message from Thomas Drapala, director of strategic partnerships at the National Association of Registered Social Security Analysts
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